Normally sending payments via NEFT requires you to have online banking or net banking enabled in your bank account. Once you have net banking enabled in your bank account you can add payee/beneficiary in your bank account. If you are buying bitcoins from us you should add our banking details as payee/beneficiary.
For security purpose all banks have cooling period applied after addition of payee. It means that you can not transfer funds to that payee account instantly and you will have to wait for some time. This is normal security practice.
SBI bank has cooling period of 4 hours.
HDFC bank has cooling period of 12 hours.
Axis Bank has cooling period of 24 hours.
ICICI Bank support immediate fund transfer to payee.
Once you have payee registration enabled you can send funds that account via NEFT.
NEFT payment may take 2 to 6 hours to get cleared.
How do I send payment using Cheque?
You can also buy bitcoin using cheque from any bank to our bank account. If you have bank account in ICICI, Axis or SBI Bank fund transfer will be instant. For all other banks it may take 3-4 business days to get funds cleared.
Please use below process to buy bitcoin using Cheque :
- Book order with us using https://buysellbitco.in/buy function. Make sure you select most efficient bank for cheque clearance, means if you have bank account with ICICI select ICICI, Axis select Axis, SBI select SBI. For all other banks select the bank which is nearest to you from SBI, AXIS and ICICI.
- Visit selected bank branch and deposit cheque with our bank account details. Teller will give you deposit slip, scan it and send it to support@buysellbitco.in
- For Axis to Axis, ICICI to ICICI, SBI to SBI funds gets cleared almost immediately and we will process your order same day. For all other banks n 3 to 4 business days funds will get credited in our account and we will process the order as soon as funds hit our bank account. For such orders we will generate a new order with deposited cheque amount with new rates on that day.
Regards,
Mahin Gupta,
BuySellBitco.in